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What is your goal? Pre-Approval Purchase Refinance When are you looking to buy? Within 30 days 2-5 months 6 months - 1 year Unsure How is your credit score? Poor (619 or below) Fair (620 - 679) Good (680 - 719) Excellent (720+) Where are you looking to buy? How much are you looking to spend? $150 - 175k What is your estimated down payment? 18 - 21% Please complete all fields. Continue Are you working with a loan officer? Yes No Let's connect! Please complete all fields. Next Your next step is to complete a full application. Continue No, thanks. Thank you for reaching out! A Loan Officer will be in contact with you soon. What are your refinance goals? Lower Rate Smaller Payment Shorter Loan Unsure Where are you currently living? What is your current balance on your mortgage? $75 - 100k What is your estimated home value? $150 - 175k Please complete all fields. Continue Get Started Contact Us Buy a Home Refinance Loan Options Purchase Refinance Renovation New Construction Resources Calculators FAQs Guides Blog Mobile Apps Worksheets Glossary Find a Loan Officer About Us Our Process Our Leadership Careers Press Room Login My Application My Portal My Loan Payment Buy a Home Refinance Loan Options Purchase Refinance Renovation New Construction Resources Calculators FAQ Guides Blog Mobile Apps Worksheets Glossary Find a Loan Officer About Us Our Process Our Leadership Careers Press Room Login My Application My Portal My Loan Payment Contact Us When it comes to mortgages, we're here to help. Get Started Buying a Home? Make the right move with our personalized home loan process. Learn More Refinancing? We've got the advisers and the tools to make your refinance goals a reality. Learn More Opening doors. We want everyone to discover the possibilities and potential in the homeownership experience. At Ruoff, we know the way home. We’ll walk there with you. What Makes Us Different "Ruoff made our purchase go so smoothly. We couldn't be happier. We got the house of our dreams." Collin & Cassandra, MI "It was awesome to have such patient and understanding people help us through this process of owning our first home!" Faith, IN "Thanks Ruoff for the opportunity to purchase our first home! Everything was so simple and surprisingly stress free." Stephen & Cheyenne, IN “I felt valued throughout the process of getting my dream home. I hope others realize how easy the process can be with the right partner.” Jenn, MI “We were able to close our loan 8 days earlier than expected. Ruoff is one of the best mortgage companies we have ever dealt with.” Ronald & Jo-Anna, IN “Ruoff was very good at answering questions with answers I could understand. They were also really friendly and knowledgeable.” Dakota, MI Always in the loop We value communication, so our team has created custom apps to make the mortgage process easier and keep you updated from beginning to end. Learn More FAQs We’ve gathered answers to these questions, and more, in one convenient place. Get Answers Calculator Calculate your monthly payments on a loan. Calculate Now Guides Need help navigating through our loan process? Check our easy-to-follow guides. Learn More Ready to Sell Your House but Can't Find Your Next Home? Read More Top Mortgage Lender We are excited to announce that for the second year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders , a ranking of the nation’s top-producing mortgage companies. We are ranked #49 in Top Overall Volume for 2018 (up from #68 last year) with more than $1.9 billion in loan volume. We're moving up the ranks! Ruoff Mortgage has been recognized as one of the Top 100 Mortgage Companies in America in 2018, according to Mortgage Executive Magazine. We ranked #34 in closed loans with 12,262 units and #55 with nearly $1.9 billion in closed loan volume (last year our ranking in closed loan volume was #65). The full list appears in the Spring 2019 issue . Our clients have spoken! We understand that it isn’t just about how much business you do, but how you do business. We treat our homebuyers like family and it shows. We have a 98.2% customer satisfaction rating, based on independent third-party customer satisfaction surveys conducted by Customerville. A seven-year streak! Ruoff Mortgage is ranked #3209 on the annual Inc. 5000 list, the most prestigious ranking of the nation’s fastest-growing private companies. being in the top 5000 is a big deal. But a truly extraordinary accomplishment is being ranked on the list for seven consecutive years. A mere 1.5% of companies have made the list 7 times and Ruoff is one of them. And, making the list even one time is an incredible feat. PRESS ROOM PRIVACY LICENSES CAREERS NMLS Consumer Access Ruoff Mortgage Company, Inc NMLS ID: 141868 My Account Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site...